Dubai's First-Time Home Buyer Programme
Priority access, preferential pricing and finance offers for first-time buyers.
The Dubai Land Department and the Department of Economy and Tourism launched the First-Time Home Buyer Programme in July 2025. Here is who can join, what it offers and how to apply.
- 01Launched on 2 July 2025 by DLD and DET.
- 02For UAE residents aged 18 and above with no freehold home in Dubai.
- 03Homes up to AED 5 million.
- 04More than 3,200 residents have bought through it.
Who can join
- Age: 18 and above.
- Residency: UAE residents, Emirati or expatriate.
- First home: you must not already own a freehold residential property in Dubai.
- Price: homes up to AED 5 million.
The benefits
- Priority access: to new off-plan launches from participating developers.
- Preferential pricing: on selected units.
- Finance: mortgage offers from partner banks.
There is no extra fee to join. Standard DLD registration fees and developer or bank charges still apply.
How to apply
Register through the DLD website or the Dubai REST app.
The results so far
By June 2026, the programme had helped more than 3,200 residents buy their first home, with transactions above AED 5 billion, 22 developers and five banks taking part.
Find your first home
An iRealtor advisor can help you find a first home in Dubai and explain your mortgage options.
This article is general guidance, not tax, legal or financial advice.
FAQs
Who can join the First-Time Home Buyer Programme?
UAE residents aged 18 and above who do not own a freehold residential property in Dubai.
Is there a fee to join?
No. Standard registration fees and developer or bank charges still apply.
How do I apply?
Through the DLD website or the Dubai REST app.
